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Why Beneplan?


Beneplan is the lowest cost provider of employee benefits in Canada for small & medium sized companies. Member-owners of The Beneplan Co-operative receive a refund on the premiums they paid when their claims are less than budgeted.

Beneplan uses its volume purchasing power to negotiate the lowest fees and commissions on group benefits in Canada.

When companies switch to Beneplan, their premiums plummet (with no ‘bait & switch’ tactics), and receive patronage dividend cheques when their health, dental, life insurance, and disability insurance premium sare higher than claims and expenses.

Member-owners also receive first-class service from Beneplan’s team of experts.

Beneplan Co-operative-Why Beneplan

  • No Broker Games
  • Refunds on Fully Insured Plans
  • Downside Protection against deficits
  • 3rd Party Audit on Financial Results
  • Government Integration
  • Same Day Turnaround Times
  • Exemplary record at FSCO
  • Drug Rebates
  • Best in Class Service
  • Paramedical Fraud Solutions