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Events

September 21

Cambridge,

Employee Benefits: What Your Insurer Doesn’t Want You to Know

Location

Langdon Hall, 1 Langdon Dr, Cambridge
ON, N3H 4R8, Canada

Time

  • 7:45am Registration & Breakfast
  • 8:00am Speaker Session
  • 9:00am Adjourn
Details

Employee Benefits: What Your Insurer Doesn’t Want You to Know

Discussion

One of the trade secrets of the health insurance industry is that insurers are willing to share their profits with clients. However, this is only available if the client is large enough from a premium perspective. In recent years, smaller companies have been successful in negotiating a profit sharing agreement. Join us for a breakfast seminar where you will take away practical negotiating tactics that you can use in managing your plan, as well as practical tips such as the RST tax rebate that is available in employee benefits.

Cost: Complimentary for qualified plan sponsors. A healthy breakfast will be provided.

Co-sponsored by Bauer Benefits.

Speakers: Yafa Sakkejha, GM, Beneplan; Ross Bauer, CEO, Bauer Benefits.

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October 5

Toronto, ON

Benefits for Start-Ups: What employees really want (but won’t tell you), and how to offer a lean and legal benefit plan.

Location

3rd Floor, 483 Queen St W,
Toronto, ON M5V 2A9, Canada

Time

  • 11:30am Registration and Lunch
  • 12:00pm - 12:45pm Speaker Session
Details

Benefits for Start-Ups: What employees really want (but won’t tell you), and how to offer a lean and legal benefit plan.

Discussion

Benefits are often a non-starter discussion for start-ups. It sounds expensive, you have to deal with an insurance company, and employees are not really asking for it. However, did you know that not having a plan is actually costing you more than having a plan? We say this because we frequently see companies with no plan simply writing an employee a cheque when an employee comes to you, the owner, hat in hand, asking for help. The issue may be a new baby, a competing job offer, or worse – a disability or the death of a loved one. Instead of writing a cheque for thousands of dollars, of taxable income, a very simple and lean benefit plan should be set up in advance. There are many refundable plans, so if the benefits are not used, the funds can be paid back to the owner.

Start-up Founders will learn in this session:

  • How to structure a benefit plan that costs as little as $500 per employee / year.
  • The most common human rights breeches Founders make when setting up a plan, and how to avoid it.
  • How to be a smart shopper when looking for the right plan.
  • Learn the jargon the industry uses, and to use it to your advantage.
  • How to reward your most valuable employees at the lowest cost possible (least admin fees).

Speaker: Yafa Sakkejha, GM, Beneplan.

Cost: Complimentary for qualified plan sponsors. $79+HST for insurance brokers, carriers, or vendors. A healthy lunch will be provided.

Please RSVP to ea@beneplan.ca

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October 6

Vaughan, ON

Employee Benefits: Why Buy Insurance When You Can Own an Insurer?

Location

Aloft Vaughan Mills
151 Bass Pro Mills Drive, Vaughan
ON L4K 0E6, Canada

Time

  • 11:45am Registration and Lunch
  • 12:00pm - 12:45pm Speaker Session
Details

Employee Benefits: Why Buy Insurance When You Can Own an Insurer?

Discussion

Captive Insurance is one of the best kept secrets in insurance – for a reason. Did you know that if you purchase enough insurance, you can set up your own captive insurance company, to insure your own risk? Did you know that insurers often offer a profit sharing agreement with their larger clients? Consider that if there is a year where you don’t agree with the rates your insurer is requesting to renew, you have a choices, and it goes far beyond just ‘shopping the market.’ You have the choice of setting up your own insurance company, where you can dictate the premiums, claims payment, coverage, and finally, keep the profits.

In this session, plan sponsors will learn:

  • What is a Captive Insurance company.
  • How a Captive can work for a company as small as 20 employees.
  • How much profit can be returned to an employer in a captive.
  • How to use it as leverage in your negotiations with insurers.
  • How to obtain a refund of a portion of the Retail Sales Tax (RST) you paid on your benefit plan.
  • How to use these principles in Canada, without having to use US or other domiciles.

Speakers: Yafa Sakkejha, GM, Beneplan, Vince Principato, Senior Partner, Beneplan.

Cost: Complimentary for qualified plan sponsors. $79+HST for insurance brokers, carriers, or vendors. A healthy lunch will be provided.

Please RSVP to ea@beneplan.ca

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September 21

Burlington, ON

Dan Lawrie Insurance HR Seminar: Decision Making in Employee Benefits

Location

The Burlington Club
422 North Shore Blvd East, Burlington
Ontario L7T 1W9

Time

  • 8:30am Registration
  • 9:00am - 12:00pm Speaker Sessions
  • 12:00pm - 1:00pm Lunch
  • 1:00pm - 3:00pm Speaker Sessions
  • 3:30pm Coffee and Tea
Details

Dan Lawrie Insurance HR Seminar: Decision Making in Employee Benefits

Discussion

HR and Benefits continues to evolve, and this year is no different. This seminar will go over the trends in benefits, including co-operatives, fraud, technology, smart drug plans, and decision making.

Cost: Complimentary for qualified plan sponsors. $259+HST for insurance brokers, carriers, or vendors. A healthy lunch will be provided.

Speakers: Yafa Sakkejha, GM, Beneplan Inc, Jennifer Osborn, Manager Financial Services, Dan Lawrie Insurance Brokers, Helen Stevenson, CEO, Reformulary Group.

Please RSVP to ea@beneplan.ca

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